Our History

Hometown Group History
We call it, “The Hometown Difference”

At the Hometown Group, we believe in local ownership and management for each of our locations. Our customers have direct access to the owner and benefit directly by receiving quick decisions and superior service. It’s this business model that differentiates us from our competition – we call it “The Hometown Difference.”

This unique installment loan experience was first established more than 19 years ago when John Stevenson opened Bluegrass Finance, in Hopkinsville, KY.  In 2000, John’s success quickly translated into the opening of five more locations: Hometown Finance (Jerry Pyle), River City Finance (Susie Fulkerson), Laurel Financial (Jeannie Bowling), Peoples Choice (Dion Allen) and Oak Tree Finance (Bill Davis). Over the next three years, offices were opened in Bowling Green, Paducah and Mayfield; Bowling Green Finance, Par Finance, and Fidelity Finance. The final location, 1st Choice Finance in Corbin, KY, was opened in 2014 by Patrick Oliver.

The entire Hometown Group is dedicated to meeting the financial needs of our Kentucky customers through convenient traditional installment loans and by our involvement and commitment to the communities we serve. It is our hope to continue spreading “the Hometown Difference” throughout Kentucky as we open additional, locally owned and managed, locations.

Learn About Credit Scores

How does a credit score work? How do I improve my score? Click on the image to find everything you need to know about credit scores in one place.

Fairness in Lending Policy

Fair and responsible lending is a Hometown Group value. It is our policy to treat you with professionalism, courtesy and fairness.